Delhi Lakhpati Bitiya Yojana 2026 has been officially rolled out by the Delhi Government to strengthen the education and long-term financial security of girl children across the National Capital Territory. Chief Minister Rekha Gupta’s administration issued a gazette notification on 30th March 2026, detailing the Delhi Lakhpati Bitiya Scheme Rules, which came into force on 1st April 2026, formally replacing the older Ladli Yojana that had been running since 2008. Under the Delhi Lakhpati Bitiya Yojana 2026, the government deposits a total of ₹61,000 into the girl’s account through phased installments linked to key educational and age-related milestones, and this amount grows with interest to approximately ₹1.20 lakh by the time she completes her graduation.
Since this scheme was formally launched on 2nd March 2026 by President Droupadi Murmu at the “Sashakt Naari, Samriddh Delhi” programme, with a budget allocation of ₹128 crore proposed for the 2026-27 Delhi Assembly session, it represents one of the most significant welfare initiatives for girl children in Delhi in recent years. This article explains everything you need to know about the Delhi Lakhpati Bitiya Yojana 2026, including eligibility criteria, the complete installment structure, required documents, and the step-by-step registration process, along with frequently asked questions, so eligible families can apply accurately and without confusion.
What Is Delhi Lakhpati Bitiya Yojana 2026?
The Delhi Lakhpati Bitiya Yojana 2026 is a girl child welfare scheme administered by the Department of Women and Child Development, Government of Delhi, designed to provide phased financial assistance from a girl’s birth all the way through her higher education. The scheme replaces the earlier Ladli Yojana, which has been discontinued for new registrations since 31st March 2026, and offers a significantly enhanced benefit structure compared to its predecessor.
Financial management under the Delhi Lakhpati Bitiya Yojana 2026 is handled through SBI Life Insurance Company under the SBI Life Dhanrashi Sadhan framework, ensuring that the government’s phased deposits grow securely over time. A notable and compassionate aspect of this scheme is that girl children living in Child Care Institutions (CCIs) are also covered, with the government stepping in as their guardian to ensure they are not excluded from this financial benefit simply because they lack a traditional family structure.
Delhi Lakhpati Bitiya Yojana 2026 Key Highlights
| Scheme Name | Delhi Lakhpati Bitiya Yojana |
| Launched By | Chief Minister Rekha Gupta / President Droupadi Murmu |
| Implementing Department | Women and Child Development (WCD) Department, Delhi |
| Scheme Effective From | 1st April 2026 |
| Replaces | Ladli Yojana (Since 2008) |
| Total Government Deposit | ₹61,000 (in phased installments) |
| Maturity Value (With Interest) | Approximately ₹1.20 to ₹1.25 Lakh |
| Financial Partner | SBI Life Insurance (Dhanrashi Sadhan Framework) |
| Maximum Beneficiaries per Family | 2 Daughters |
| Annual Family Income Limit | ₹1.20 Lakh |
| Budget Allocated | ₹128 Crore (2026-27 Delhi Assembly Session) |
| Official Website | wcd.delhi.gov.in |
Delhi Lakhpati Bitiya Yojana 2026 Dates
Candidates and parents tracking the Delhi Lakhpati Bitiya Yojana 2026 timeline should note the following confirmed dates:
| Event | Date |
|---|---|
| CM Rekha Gupta’s Announcement | 10th February 2026 |
| Official Scheme Launch | 2nd March 2026 (by President Droupadi Murmu) |
| Gazette Notification of Scheme Rules | 30th March 2026 |
| Ladli Yojana Discontinued for New Registrations | 31st March 2026 |
| Delhi Lakhpati Bitiya Yojana 2026 Effective From | 1st April 2026 |
| Application Window | Ongoing (Registrations open from 1st April 2026) |
Since this scheme is now fully operational, eligible families can apply at any point after the birth of their daughter or at the specific admission milestones outlined by the Department, rather than waiting for a fixed annual application window.
Delhi Lakhpati Bitiya Yojana 2026 Eligibility Criteria
To qualify for benefits under the Delhi Lakhpati Bitiya Yojana 2026, applicants must meet the following conditions as specified in the official gazette notification:
- The girl child must be born in Delhi and be a resident of the National Capital Territory for at least three years prior to application.
- The annual family income must not exceed ₹1.20 lakh.
- Benefits are limited to a maximum of two daughters per family.
- The girl must be studying in a government, MCD, NDMC, or other recognized school in Delhi.
- The beneficiary must remain unmarried until the age of 18 years; any violation of this condition leads to disqualification, and the accumulated amount must be returned to the government.
- Registration can be completed within one year of birth, or at key admission stages such as Classes 1, 6, 9, and 11, as well as during entry into polytechnic, ITI, or higher education programs.
It is important to note that girls from other states who are merely studying in Delhi but whose families are not permanent Delhi residents of at least three years are not eligible under this scheme.
Delhi Lakhpati Bitiya Yojana 2026 Installment Structure
The Delhi Lakhpati Bitiya Yojana 2026 disburses its total deposit of ₹61,000 in stages, linked to the girl’s educational milestones, rather than as a single lump sum. The confirmed installment structure is as follows:
| Milestone | Amount |
|---|---|
| At Birth | ₹11,000 |
| Admission to Class 1 | ₹5,000 |
| Admission to Class 6 | ₹5,000 |
| Admission to Class 9 | ₹5,000 |
| Passing Class 10 | ₹5,000 |
| Admission to Class 12 | ₹5,000 |
| Completion of Diploma or Graduation | ₹20,000 |
With the compounding effect of interest managed through SBI Life Insurance, this cumulative ₹61,000 deposit is expected to grow to approximately ₹1.20 to ₹1.25 lakh by the time the beneficiary completes her graduation around the age of 21, giving her a meaningful financial head-start into adulthood.
Delhi Lakhpati Bitiya Yojana 2026 vs. Old Ladli Yojana
Understanding how the Delhi Lakhpati Bitiya Yojana 2026 compares to the earlier Ladli Yojana helps highlight the significant improvements introduced under this revised scheme. The previous Ladli Yojana provided a total deposit of ₹36,000, whereas the new scheme increases this by ₹25,000 to a total of ₹61,000. Additionally, the income eligibility limit has been raised from ₹1 lakh to ₹1.20 lakh per annum, allowing more families to qualify. The entire application and disbursement process has also been made fully digital and paperless under the new scheme, eliminating the need for families to visit government offices repeatedly, unlike the earlier, more manual Ladli Yojana process.
Documents Required for Delhi Lakhpati Bitiya Yojana 2026
Parents applying on behalf of their daughters under the Delhi Lakhpati Bitiya Yojana 2026 should keep the following documents ready in scanned format:
- Girl child’s Birth Certificate (issued by MCD, NDMC, or the concerned municipal authority)
- Parents’ Aadhaar Card
- Delhi residence proof establishing at least three years of residency
- Family income certificate
- Bank account details (Aadhaar-linked account of the mother or the girl child)
- School or college enrollment proof relevant to the specific milestone
- Immunization record, where applicable
Ensuring all these documents are accurate, updated, and clearly scanned in advance helps avoid delays or rejection during the online application process.
How to Apply for Delhi Lakhpati Bitiya Yojana 2026 Online?
Eligible families can complete their Delhi Lakhpati Bitiya Yojana 2026 application by following these steps:
- Visit the Delhi e-District portal at edistrict.delhigovt.nic.in.
- Click on “New User” and complete your registration using your Aadhaar details.
- After successful registration, log in to your account.
- Navigate to “Apply for Services” and search for “Delhi Lakhpati Bitiya Yojana 2026.”
- Fill in the application form with the girl child’s personal details, including name, date of birth (as per birth certificate), parents’ Aadhaar numbers, family income details, school name and class enrolled, and bank account details.
- Upload all required documents as clear PDF or JPEG scanned copies, ensuring they match the details entered in the form.
- Review the completed application carefully, then submit it.
- Download and safely save the Acknowledgement Slip, which includes a tracking ID for monitoring your application status.
Once submitted, the District Women and Child Development Officer verifies and approves the application, after which the girl’s account is set up under the SBI Life Dhanrashi Sadhan framework, and deposits begin at each applicable milestone.
What Happens to Pending Ladli Yojana Beneficiaries?
Families who were previously registered under the old Ladli Yojana need not worry about losing their existing benefits under the transition to the Delhi Lakhpati Bitiya Yojana 2026. The government has confirmed that data from the discontinued Ladli Yojana is being transferred to the new portal, and pending disbursements are actively being processed. Since approximately 1.86 lakh beneficiary accounts under the old scheme had remained unclaimed for years, the government has already traced around 30,000 such girls and disbursed ₹90 crore to them, with an additional ₹100 crore set aside specifically for around 41,000 more pending Ladli beneficiaries whose funds are still outstanding.
People Also Ask
Is Lakhpati Bitiya Yojana available in all states?
No, the Lakhpati Bitiya Yojana in its current form is specific to the Delhi Government and applies only to girls born and residing within the National Capital Territory of Delhi.
What is the difference between Ladli Yojana and Lakhpati Bitiya Yojana?
Lakhpati Bitiya Yojana increases the total government deposit from ₹36,000 to ₹61,000, raises the income eligibility limit from ₹1 lakh to ₹1.20 lakh, and moves the entire process to a fully digital, paperless system.
At what age does a girl receive the maturity amount under this scheme?
The full maturity amount, growing to approximately ₹1.20 to ₹1.25 lakh, is typically received around the age of 21, upon completion of graduation or an equivalent diploma.
Who manages the funds deposited under Delhi Lakhpati Bitiya Yojana?
The funds are managed by SBI Life Insurance Company under the SBI Life Dhanrashi Sadhan framework to ensure secure, interest-bearing growth over time.
Official Website Links
For accurate, up-to-date information and to complete each stage of your application, use the following official links:
| Official WCD Delhi Website | https://wcd.delhi.gov.in |
| Online Registration Portal (Delhi e-District) | https://edistrict.delhigovt.nic.in |
| Application Status/Tracking | Accessible after login on the Delhi e-District portal using your generated Tracking ID |
| SBI Life Insurance Helpline | 1800 229 090 |
| Home Page | cbtexams.in |
FAQs
When was the Delhi Lakhpati Bitiya Yojana 2026 officially launched?
The scheme was formally launched on 2nd March 2026 and became legally effective from 1st April 2026, following a gazette notification issued on 30th March 2026.
How much money is deposited under the Delhi Lakhpati Bitiya Yojana 2026?
The government deposits a total of ₹61,000 in phased installments, which grows with interest to approximately ₹1.20 to ₹1.25 lakh by the time the beneficiary completes graduation.
What is the income limit to qualify for this scheme?
The applicant’s family annual income must not exceed ₹1.20 lakh to be eligible under the Delhi Lakhpati Bitiya Yojana 2026.
How many daughters per family can benefit from this scheme?
A maximum of two daughters per family are eligible to receive benefits under this scheme.
Can girls from other states studying in Delhi apply for this scheme?
No, only girls born in Delhi whose families have been permanent residents of Delhi for at least three years are eligible; girls merely studying in Delhi without meeting the residency requirement are not eligible.
What happens if the beneficiary gets married before turning 18?
If the beneficiary marries before completing 18 years of age, she is disqualified from the scheme, and the accumulated amount must be returned to the government.
Is the Delhi Lakhpati Bitiya Yojana 2026 application process online or offline?
The entire process, from application submission to final payout, is conducted online through the Delhi e-District portal, making it a fully digital and paperless system.
What happened to old Ladli Yojana beneficiaries with pending funds?
The government is actively tracing and disbursing pending funds to old Ladli Yojana beneficiaries, with ₹90 crore already disbursed to around 30,000 girls and ₹100 crore reserved for approximately 41,000 more pending cases.