DMI Housing Finance 2025: जमीन और प्लॉट लोन लेने की पूरी गाइड

DMI Housing Finance 2025: In today’s times, investment has become a very crucial part of our lives.  Whether the investment is made in a bank or to buy land  Investing anywhere  has become a basic need of all of us. By making any kind of investment we can secure our future.  There are many people among us who prefer to invest in real estate instead of investing in banks or many people also invest money in real estate so that they can build a house for themselves.

 If you too have been planning to buy a plot for a long time but due to lack of money are failing to convert this plan into reality, then in today’s article we have brought a complete guide for you where we will tell you, How can you buy your plot by getting a loan from DMI Housing Finance?

What is DMI Housing Finance

DMI Housing Finance is a finance company that helps you in every possible way to fulfill your dreams. DMI Housing Finance provides loans to customers to purchase plots or lands. DMI Housing Finance Company provides loan offers as per the financial needs of the customers, through which customers can fulfill their dream of buying a house, building a house. DMI Housing Finance Company also provides customized loan offers based on the needs of the customers.

What is a Plot/ Land loan?

Plot loan means a loan taken to buy a piece of land to build your dream house. DMI Housing Finance Company helps you buy land to build your dream house where you can buy land with the loan amount and build the house of your choice on that land.

You can avail this loan scheme provided by DMI Finance Company through DMI branch network in any city of India where you can get loan at easy installments and comparable interest rates to buy land or plot.

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Benefits of buying Plot loan

• The main benefits of buying a land/ plots loan are seen by those who want to build their own house.
•  After purchasing a plot of his/ her choice, the consumer can build a luxurious house for himself by choosing the design, size and facilities.
• By taking a plot loan, the consumer gets the freedom to buy a plot in the locality of his choice.
•  With changing times, land prices are also skyrocketing. In such a situation the consumer can invest in land/ plot by purchasing a plot and securing his future.
• The tenure of the plot loan is 10 to 25 years, hence the consumer can easily repay this loan.
•  The interest rate of plot loan is much lower than that of home loan, hence plot loan proves beneficial for the consumer.
•  Consumers also get exemption in income tax by taking a plot loan, hence the consumer can also get tax benefits by taking a plot loan.

Eligibility Requirements for DMI Housing Finance’s Plot loan Purchase.

If you are planning to take a plot loan from DMI Housing Housing Finance, then DMI Housing Finance is ready to help you in every way. In such a situation, before applying for a plot loan, some eligibility criteria have also been prepared by DMI Housing Finance so that only after determining these, you can apply for home loan or plot loan.

These eligibility criteria are as follows

• The applicant must be at least eighteen years old and no older than seventy to be eligible for a plot loan.
•  DMI Housing Finance Company provides plot loans for a maximum tenure of 25 years.
• This finance company gives plot loans up to Rs 30 lakh.
• Consumers can also apply individually to purchase a plot under DMI Finance Company.
• Or if the consumer wishes, he can also take this loan for jointly purchasing a plot.
• DMI Housing Finance provides this loan to spouses, parents or children as co-applicants.

Benefits of Taking DMI Housing Finance Plot Loan

• DMI Housing Finance offers plot loans to its consumers for tenures ranging from 1 to 25 years.
• The processing fee of DMI Housing Finance is 0.5% + GST of the price of your plot which is much less as compared to other companies.
• Customers of DMI Housing Finance can purchase plots with loan amounts ranging from Rs 1 lakh to Rs 30 lakh.
• This company does not charge any kind of repayment charge on loan repayment.
• This company does not charge any fee even on foreclosure of the loan.
•  Also, the interest rate on the plot loan of this company ranges between 11.00% to 15.5%.
•  Home loans of this company are approved very quickly.
• The maximum loan amount offered by this company is determined by the property’s value.
• No indirect fee or hidden charges are applied here.

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DMI Housing Finance Plot loan : Required Documents

 To avail a plot loan from DMI Housing Finance, the candidate has to submit the following documents to the company

• Residence Certificate: Any electricity bill, utility bill, driving license, Aadhar card, voter ID card,
•  Identity proof of the consumer: Such as passport, voter ID card, Aadhar card, PAN card, driving license.
• Passport size photo of the consumer
• Application form filled by the consumer
• Processing fee cheque given by the consumer
• Consumer’s business and employment certificates
• Consumer’s bank statement of last 1 year
• All documents related to consumer’s property
•  And certificate of not being a defaulter of any other loan.

DMI Housing Finance : Insurance & Security

 After taking a loan from DMI Housing Finance, the borrower has to ensure that the land on which the borrower has taken the loan is fully insured. The borrower also has to provide the details of the insurance policy to the DMI Housing Loan Company from time to time so that both the loan giving company and the loan taking consumer do not suffer any kind of loss in future.

DMI Housing Finance Plot Loan : Application Process

• To take a plot loan from DMI Housing Finance, the applicant must first visit the official website of DMI Housing Finance, dmihousingfinance.in.

•  The applicant must first read the complete guidelines and details given on the home page of this official website.
• After reading the necessary details, the applicant will have to click on the Apply Now option below the various options.

•  On clicking the Apply now option, the applicant is redirected to a new page.
• On this customer portal, the applicant will first have to complete the verification process by entering the mobile number.
• After completion of the verification process, an application form appears in front of the applicant.
•  The applicant has to fill this application form carefully and submit the application along with the required documents.
•  After this, the company contacts on the applicant’s mobile number and takes the loan formalities forward.
• However, if the applicant wishes, he can also complete the application process by visiting the nearest branch of DMI Housing Finance and getting complete details of the home loan.

Conclusion: DMI Housing Finance 2025

Overall DMI Housing Finance caters to the plot loan requirement of the customers very well. Through DMI Housing Finance Company, customers can avail better loan facilities at lower interest rates and purchase a plot to build their dream house.

FAQ: DMI Housing Finance 2025